At Effective Rate Pros, we are committed to providing you with secure, reliable, and innovative payment processing solutions that empower your business.
When analyzing your Credit Card/Merchant statement,
If your net effective rate exceeds 2.3% monthly, contact us ASAP!
Our programs could save you upwards of 30%-50% or even more.
What is Dual Pricing?
The DUAL PRICING program is revolutionizing the way for businesses of all sizes to offset the ever-increasing costs of doing business.
In essence, your customer will be offered a choice to either use their card for payment or, save money by paying with cash/check. By providing clear transparency with your customer of the two different cost choices, you are in complete compliance.
Effective Rate Pros can guide you on a smooth transition to implement dual pricing effectively so that you can reduce or eliminate the fees with retail, online or mobile transactions.
Merchant Solutions
Here are ways that we can help you.
Low Risk/High Risk
-Traditional Credit Card Processing
-Business to Business
-Online Merchants
-Level 3 Processing
-Large Ticket Discounts
-Chargeback Monitoring
-ACH Payments
-Next Day Funding
Other Solutions
-Gift Card and Loyalty Programs
-Mobile Transactions
-Online Gateway Systems
-ATM Solutions
-Payroll Services
-Recurring Billing
-Point-of-Sale Solutions
-Touchless Terminals
Reasons to choose Effective Rate Pros
Reviews and Reports
Quarterly financial reviews to discuss statements will be conducted regarding pricing programs and/or equipment questions. We provide very clear monthly statements.
Pricing
Transparent upfront pricing, no surprises. You have the ability to terminate and cancel your agreement at any time with no termination fees. All transactions will be secured through one of the top 5 Credit Card Processors (TSYS, Paysafe, Vantiv, Global or First Data) and/or the top 2 ACH Processors globally with next day funding capabilities.
Customer Loyalty
We are continually monitoring rates and fees to stay aligned with industry standards. Our goal is to keep our customer satisfied for the long term.
Our Mission
Our mission at Effective Rate Pros is simple: to empower our customers to prosper. Over the years, we've learned that success in this industry is not just about products and services, it's about understanding our customers' unique needs and aspirations. We take pride in our customer-centric approach.
We listen attentively to your goals and challenges. It's this personalized understanding that allows us to leverage our extensive knowledge of the products and services in the industry.
How to calculate
your net effective rate
To get the net effective rate, take your grand total of fees, divide it by your total net sales.
($75,000 fees/$3,000,000 net sales
= 2.5% net effective rate)
Based on your net sales volume, your savings can vary significantly depending on the program selected. We offer traditional processing and other programs such as dual pricing strategies where the fees are passed on to the customer.
Our Guarantee
As a customer, we represent you throughout the entire sales process and beyond. You will not get shuffled around with multiple customer service agents.
Solutions are customizable to your business needs while providing financial compliance and security.
We are knowledgeable of the appropriate programs to apply to your business that give you the best rates and discounts, This is a crucial part of the equation and WILL affect your bottom line.
Our goal is to build long term relationships.
